Massimiliano Silla

Independent Financial Advisor – CFP®

Free to choose the best.

For you.

+25

Years of experience
+400

Clients in my career

Opinion Reader for Il Sole 24 Ore

Massimiliano Silla
Independent Financial Advisor

An independent financial advisor acts solely in the client’s interest because they have no ties to banks and brokerage firms. They are a self-reliant professional whose success and ability to satisfy their clients depend exclusively on their expertise, professionalism, and accumulated knowledge. An independent financial advisor is free to make their choices without pressure or influence: imagine a future where managing your wealth aligns with your needs and ambitions, a future that begins with our collaboration.

Expertise

Reliability

Transparency

Independent
Financial Advisor

Works solely for the client: has no relationships with banks and sales networks
Has a comprehensive view of the client’s entire wealth
Is focused on the service and the client’s objectives
Is free to recommend any investment
Is paid directly by the client on a fee basis

Traditional
Financial Advisor

Works for a bank or sales network
Has a limited view of the client
Is focused on the financial product
Places financial products promoted by the bank or sales network
Receives commissions on sales of financial products

Services
for individuals

Always on the side of the client:
your interests are my interests.

The in-depth knowledge of the client, their needs and ambitions, personal and professional goals, enables the independent financial advisor to build and manage a diversified and balanced investment portfolio capable of addressing inflation and market volatility: listening and dialogue are crucial elements to strengthen the relationship with the client and develop proactive collaboration.

The independent financial advisor analyzes the client’s estate, financial, pension, and insurance situation to guide them in defining realistic objectives that take into account the uniqueness of their personal and family condition and risk factors.

Protecting one’s assets and future from unforeseen events is a universal need, but navigating through the countless offers on the insurance market can be complex. Turning to an independent financial advisor means entrusting a specialized professional capable of selecting the most suitable solution.

Given the uncertainties related to the current public pension context, building a private supplementary pension year after year becomes necessary: the choice of the best solution should be entrusted to a specialized professional like the independent financial advisor.

Inheritance planning is crucial for equitably transferring one’s assets and protecting loved ones, avoiding disputes and burdens on the heirs. During the estate planning of their client’s assets, the independent financial advisor sets the guidelines for an appropriate will, utilizing the collaboration of accountants, lawyers, and notaries.

Wealth management refers to advisory services that encompass not only the client’s financial portfolio but also real estate assets, alternative investments, insurance and pension planning, estate strategy, and, for entrepreneurs, the coordination between personal and business wealth.

Services
for businesses

Entrepreneurial growth requires
financial strategy and discipline.

The meticulous analysis of the business situation enables the independent financial advisor to support companies in investment planning: having identified the strengths and weaknesses of the financial structure and the objectives to pursue, the independent consultant guides companies in creating and managing diversified and sustainable investment portfolios.

The in-depth knowledge of the insurance sector enables the independent financial advisor to evaluate different companies and select the best proposals: as a self-reliant professional who is up-to-date with the continuous market evolutions, they provide businesses with specific, concrete, transparent, and reliable advice.

A fundamental service provided by the independent financial advisor is the proactive management of relationships between banking institutions and the company. The advisor checks the financial positioning of the company and establishes intervention plans with the main interlocutors.

Corporate welfare refers to the set of benefits, performances, and services that companies offer to their employees as an addition to the base salary: unlike remuneration and other contractual institutions defining the terms of the company-worker relationship, welfare is the unique element that addresses a private and personal issue, namely well-being.

The independent financial advisor leverages a network of specialized professionals to contribute to the refinement of the company’s strategic and operational planning: financial restructuring projects involve appropriate tools and products that result in lasting economic growth.

The financial risk management is a process aimed at planning the activities necessary to ensure the success and stability of a company: in other words, financial risk management seeks to identify, analyze, and control the internal and external variables to the organization that hinder the achievement of business objectives.

The generational transition is a critical moment for family-run businesses as it involves the transfer of ownership and management of the company from one generation to the next. During the planning phase, it is necessary to evaluate all variables – entrepreneurial, estate, financial, and tax – that influence the process and determine the company’s continuity.

Inevitably, financial activities expose to risks of fluctuation and loss of asset value, as well as significant counterparty risks: in relation to the tasks performed and the responsibilities taken on, the administrators of entities and trusts require consultancy free from conflicts of interest.